29 January 2009

MOVING!

Alex and I are moving to Logan tomorrow!!! Hooray!! Life is moving forward once again. We have felt like we have been at a stand still for a while so it will be nice to get moved in, settled, and finding jobs!!
For those of you who didn't hear, Alex and I went up to Logan to look at apartments and then stayed the night with Grandma and Grandpa. The next morning Grandpa had to go to a meeting with his accountant in Idaho Falls.....as he backed out of their driveway, he backed right into my car. He left a pretty good dent in the back passenger side of my car. We were going to have their insurance pay for a shop to fix it, but then we decided (after getting the $2,234.18 estimate) that we would try to just get the money, fix the necessary things, and live with a dent. So, an insurance guy came out to appraise the damages and write us a check....well, a warning popped up on his computer that said that it might be a 'total loss'. A little dent in the side of my car was possibly not worth the value of my car. Sad day. In that case the insurance can decide that it isn't worth it to fix, and they'll only send a check for 25% of the value of the car (about $550). We were thinking that was quite ridiculous and we have been waiting the results.....will they give us the money to fix it? Or will they call my car a total loss? Alex called them today to check the status and the lady said she would send out a check tomorrow. Now we just have to see what kind of check she is going to send. She never said anything about a total loss.....we are hoping that they will give us the full amount for the damages. Besides, Alex has just about fixed my car for about $50......it'd be nice if we could keep the difference!!!!
It's been entertaining none the less!
Hoping all is well!
Kristen

24 January 2009

Car Health Insurance / Bright Lights

We have all heard of different kinds of insurance... life insurance, health insurance, auto insurance, and many others. There are dumb insurances like pet insurance etc. I thought of something very interesting though... a different kind of auto insurance. Life insurance is to collision/auto insurance as health insurance is to... is to... is to... non existent! Yeah so I've come up with a new kind of auto insurance... auto health insurance. This insurance would pay a good percentage of things like oil changes, new tires, yearly inspection, lights, upgrades for a safer vehicle (for example: brighter lights), and things like that... it just wouldn't pay for gas or bling blings.

I thought of this while talking to my wife about buying some new headlights for her car. The ones on her car are those normal kind that yellow over time only hers are so horribly yellowed that they aren't very bright at all. In my search for headlights I have found out the differences between the different kinds of headlights and their intensities. Halogen bulbs are the kind of bulbs that most cars have. I've known that Xenon bulbs are brighter than halogen but there are some things I didn't know before that I know now. I once bought "xenon bulbs" for my car and yes they were very super bright and incredible compared to my old halogens... but they still didn't have the appearance of the brightest lights that I have seen some people driving with... you know... the kind that are so bright that you are annoyed when you pass them, but if you're driving with them you're loving life because you can see for miles ahead. Yeah anyways those xenon bulbs that I bought were a fake wanna-be xenon bulb. There are so many different things you can do to a car to get brighter headlights! They make Projector Headlights (that's what they are called) that are amazing because they focus light and send it through a magnifying glass... way cool. Anyways... so about those true xenon bulbs that blind you... there are conversion kits (Xenon conversion kits) available on the market so your car can have some of those blinding bright lights. True xenon bulbs need ballasts to ignite just like fluorescent bulbs do. Cool, anyways, sorry about the tangent.

If anyone ever decides to make a million off of my auto health insurance idea and it works... you had better include me in it!
24 Jan 2009

17 January 2009

Hmmm!

Well, as most of you know by now, Alex and I aren't going to the U anymore. We have decided that we will take this semester off to work, and then probably go to Utah State later. (See Alex's site for reasons why this change has taken place alexchristensen.blogspot.com)
Yeah, anyways, it is still tough to find housing.....but the search is on. Until then, we are just plugging away, trying to get things to work out!!
:)
Kristen

09 January 2009

Change in Plans

For a long time now Kristen and I have been planning on going to the University of Utah. Plans have now changed. I was going to go there to study Architecture and she decided she was going to study Early Childhood Education. We have many factors which have made us decide the way we have:
1. We both are not "City" people.
2. The campus is way too big. (Take a bus from class to class; get lost in the library.)
3. We couldn't get housing.
4. They wouldn't accept me for architecture until I waited 3 more semesters and completed Calculus and two Physics classes--Physics not being offered this semester or at any right time. That is still a conditional thing: "if".
5. There are too many students per class.
6. It is very expensive.
7. It just didn't feel right.
8. We don't qualify for scholarships or financial aid/they don't offer it half-way through the year. (Also, according to FAFSA we are single--DUH.)
9. We don't know anyone, with the exception of two people of 29,000.
10. They don't send out information on time or even know how to help us the slightest.
11. Their applications are always missing something (i.e. they forgot to ask your s.s. number) and they realize it a week too late.
12. Links are always changing on their website... you never know if a link will take you where it says it will.
13. We can get what they offer somewhere else for better and cheaper and everything else in our favor.
14. The list goes on but must end now....
9 Jan 2009

07 January 2009

Help us!!

AHHH!!! Alex and I have been searching and searching to find housing near the U. Obviously we don't want any more than $500 a month.....specially because tuition is going to put us out on the street. One of our last options of housing just went out the door......so now we don't know where to look anymore! Hmmm. Alex doesn't get any financial aid because his mom got social security last year and he can't file as married until next school year! We are having troubles getting my financial aid to be recognized.
Next, Alex is having troubles figuring out his schedule and getting the classes he needs. He wants to do architecture, but can only apply for the program after he has completed 6 classes and can only apply in the spring to do the program in the fall. Therefore, he has 3 semesters to get those 6 classes and then try applying for the program which he'd have to get into. It's all looking very daunting......and the physics and calculus don't sound fun.
The only good news, I have decided that I'm going to go into Early Childhood Education. And I don't have to sign up for a program. And I'm all signed up for my classes. And my husband loves me lots. The only problem is being able to pay for school, live closer over there, get Alex some classes, get him in the program he wants, find jobs so we can continue to eat, and remain happy!! :) Jk. I'm sure it will work out, but it's a little scary at the moment.
Also, the transition from Snow College (where the whole campus fits on one block), to the University of Utah (where one building takes up an entire block) makes us feel like poor little 5 year olds lost in a big huge world! It is all very overwhelming this week.
Well, yeah, there is my update.
Wish us luck!
Love you all!
Kristen